Financial wellbeing works best when it is part of the pay experience employees already trust, not another app they have to remember to use.
What is built-in financial wellbeing software?
Financial wellbeing works best when it’s part of the everyday experience employees already trust. That’s why, at Zellis, we believe it should be built into pay, not added as a separate destination employees are expected to discover and use for themselves.
Many financial wellbeing tools sit alongside payroll. They rely on data feeds, separate logins and separate experiences. Employees move between systems to understand their pay, track savings and access benefits.
That can be ineffective, to say the least, so we took a different approach and decided to reinvent how work financial wellbeing should operate.
In ZellisONE, financial wellbeing lives where pay already lives. The same trusted platform people use to check their payslip can also help them save, track progress towards their goals and access discounts that make everyday spending go further.
The experience is designed to feel natural. On payday, employees can divert money directly from payroll into a savings account. They can view their savings progress within the same experience and access discounts through a familiar, trusted environment.
Why does that matter? Because employees shouldn’t have to jump between systems to understand their pay or build financial resilience. The easier these tools are to access and use, the more likely people are to benefit from them.
When financial wellbeing tools sit outside payroll, organisations often rely on copied data and disconnected journeys. By keeping financial wellbeing within the same platform, organisations benefit from a single source of truth, reducing complexity while maintaining trust in the information employees see.
It’s also designed to be flexible. Organisations can start with the capabilities that matter most to their workforce and expand over time, creating a financial wellbeing experience that reflects their own priorities and employee needs.
That is what Worklife Reinvention looks like in practice: using trusted technology to make everyday experiences simpler, more connected and more valuable for the people who rely on them every day.
And during UK Savings Week, when attention turns to helping people build healthy saving habits and greater financial resilience, making saving easier has never been more important.
Already a Zellis customer? Speak to your account manager about enabling financial wellbeing within the platform you already use.
Already a Zellis customer? Talk to your account manager about switching financial wellbeing on inside the platform you already run. New to us? Let’s start the conversation.
Frequently asked questions
What is the difference between built-in and bolt-on financial wellbeing software?
Bolt-on financial wellbeing software sits alongside payroll and relies on a data feed, so employees use a separate app and the figures can fall out of step. Built-in financial wellbeing software, like the financial wellbeing in ZellisONE, runs on the same payroll data your organisation already uses, so there is one source of truth and no second login.
What should HR teams look for in financial wellbeing software?
Look for payroll savings and employee discounts that run on the same data as pay, pay transparency for employees, no second login, modular set-up so you can start where your workforce needs it most, and clear UK compliance.
Can existing Zellis customers add financial wellbeing?
Existing customers should speak to their account manager about enabling financial wellbeing inside ZellisONE.
