As of 1 January 2026, Ireland’s “My Future Fund” auto-enrolment pension system is officially live. For HR and payroll leaders, this represents the most significant shift in the Irish employment landscape in decades, surpassing even the introduction of real-time reporting in 2019.
Navigating this transition requires more than just technical compliance; it requires clear communication with your people as they see these changes reflected in their take-home pay for the first time. Zellis’ auto-enrolment guide provides the essential roadmap for this go-live period, ensuring your organisation remains compliant while your employees feel empowered about their financial future.
Inside you’ll find:
- A complete operational overview: A breakdown of the eligibility criteria and how the 1:1 employer matching and State top-up system works in practice.
- The participant portal explained: Insights into the new “My Future Fund” digital hub where employees can monitor savings, choose investment strategies, and manage their participation.
- A roadmap for the future: A clear table of the phased contribution increases from now through 2035, helping you forecast long-term costs.
- Communication strategies for HR: Practical advice on leading with empathy, using plain language to explain pay deductions, and maintaining trust during this transition.
- An ongoing compliance checklist: Key actions for your payroll team, from retrieving AEPNs to meeting the payday remittance deadlines.
Download our updated auto-enrolment guide to gain the clarity and confidence needed to manage “My Future Fund” effectively, protecting both your business and your people’s retirement goals.
