
The real impact of financial stress at work
New research from Zellis reveals how money worries are affecting focus, engagement and retention, and what employers can do to respond.
What is really happening inside today’s workforce?
This isn’t just a wellbeing issue, it’s a performance and retention issue.
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78%
Only 8%


Why financial wellbeing matters to organisations
When people are worried about money, it changes how they think, how they behave and how they show up at work.
Financial stress influences:
- Employee focus and productivity
- Workforce engagement and morale
- Absence and burnout
- Whether people stay or leave
The Financial Fitness at Work Report gives you a clear, evidence-based view of what this means for your workforce, and how employers can respond.

What the research reveals
Based on a survey of 2,500 employees across the UK and Ireland, coupled with expert insight and commentary, this report is for anyone responsible for workforce performance, employee engagement, payroll, benefits and more. It reflects what employees are experiencing right now and provides practical guidance for HR and finance teams seeking a more stable and resilient workforce.
Inside the report, you’ll discover:
- What’s driving financial stress across today’s workforce
- How it connects to performance, engagement and retention
- Where employer support is falling short
- What employees actually want from financial wellbeing programmes
- What more effective organisations are doing differently
This is practical insight you can use to shape policy, benefits and strategy.
How to use these insights
By the time you finish this report, you’ll be able to:
Understand the true scale of financial stress in your organisation
See how it impacts productivity and engagement
Identify gaps in your current approach
Make more confident decisions about financial wellbeing support
Get the Financial Fitness at Work Report
Simply fill in your details to access and download the report.